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Cookie Policy

Last Updated: January 26, 2026

This Cookie Policy explains how BUSINESS WEB APPS LTD ("we," "our," or "us") uses cookies and similar tracking technologies on the ExpenseFlow_apps website and application. By using our Service, you consent to the use of cookies as described in this policy.

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. Cookies are widely used to make websites work more efficiently, enhance user experience, and provide information to website owners.

2. Types of Cookies We Use

2.1 Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt out of these cookies as they are essential for the Service to work.

Examples:

  • Authentication cookies to keep you logged in
  • Security cookies to protect against fraudulent activity
  • Session cookies to remember your preferences during your visit

2.2 Functional Cookies

These cookies allow the website to remember choices you make (such as your language preference or region) and provide enhanced, personalized features.

Examples:

  • Cookie consent preferences
  • User interface customization settings
  • Language and regional preferences

2.3 Analytics and Performance Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve the Service and user experience.

Examples:

  • Page visit statistics
  • Time spent on pages
  • Navigation patterns
  • Error reports

2.4 Advertising and Targeting Cookies

Currently, we do not use advertising or targeting cookies. If this changes in the future, we will update this policy and notify you accordingly.

3. Cookies We Use

Cookie Name Type Purpose Duration
cookiesAccepted Functional Stores your cookie consent preference Persistent (1 year)
sessionId Essential Maintains your login session Session
userPreferences Functional Stores your interface and display preferences Persistent (6 months)
_analytics Analytics Tracks page visits and usage patterns Persistent (2 years)

4. Third-Party Cookies

We may allow third-party service providers to place cookies on your device to help us analyze website usage and improve our Service. These third parties are bound by confidentiality agreements and are not permitted to use your information for any purpose other than to provide services to us.

Third-party services we may use include:

  • Analytics Services: To understand how users interact with our website
  • Content Delivery Networks (CDNs): To improve website performance and loading times
  • Security Services: To protect against malicious activity and ensure platform security

5. How Long Do Cookies Last?

5.1 Session Cookies

These cookies are temporary and are deleted when you close your browser. They help the website remember your actions during a single browsing session.

5.2 Persistent Cookies

These cookies remain on your device for a set period or until you manually delete them. They help the website remember your preferences and settings for future visits.

6. Managing Cookies

6.1 Browser Settings

Most web browsers allow you to control cookies through their settings. You can set your browser to:

  • Accept all cookies
  • Reject all cookies
  • Notify you when a cookie is set
  • Delete cookies after closing the browser

Please note that disabling certain cookies may affect the functionality of the Service and your user experience.

6.2 Browser-Specific Cookie Management

For information on managing cookies in specific browsers, please visit:

  • Google Chrome: Settings → Privacy and security → Cookies and other site data
  • Mozilla Firefox: Settings → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Cookies and website data
  • Microsoft Edge: Settings → Cookies and site permissions → Cookies and site data

6.3 Opt-Out Tools

You can opt out of analytics cookies by using browser extensions or privacy tools. However, opting out may limit our ability to improve the Service based on usage data.

7. Do Not Track (DNT) Signals

Some browsers offer a "Do Not Track" (DNT) feature that signals websites not to track your browsing activity. We respect DNT signals and will not track users who have enabled this feature in their browser.

8. Mobile Devices

Mobile devices may use advertising identifiers instead of cookies. You can manage these identifiers through your device settings:

  • iOS: Settings → Privacy → Advertising → Limit Ad Tracking
  • Android: Settings → Google → Ads → Opt out of Ads Personalization

9. Cookies and Personal Data

Some cookies may collect personal data. The collection and use of personal data through cookies is governed by our Privacy Policy. We are committed to protecting your privacy and handling your data responsibly.

10. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our business practices. We will notify you of significant changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of the Service after such changes constitutes acceptance of the updated Cookie Policy.

11. Consent and Withdrawal

When you first visit our website, you will see a cookie consent banner. By clicking "Accept," you consent to our use of cookies as described in this policy. You can withdraw your consent at any time by:

  • Clearing your browser cookies
  • Adjusting your browser settings to block cookies
  • Contacting us to request removal of specific cookies

Please note that withdrawing consent may affect your ability to use certain features of the Service.

12. International Data Transfers

Cookies may result in the transfer of your data to servers located outside of your country of residence. We ensure that appropriate safeguards are in place to protect your data in accordance with applicable data protection laws.

13. Contact Us

If you have questions or concerns about our use of cookies or this Cookie Policy, please contact us:

BUSINESS WEB APPS LTD

Email: garzafred369@gmail.com

Phone: +1 204 336 7394

Address:
7 Bell Yard, London, England, WC2A 2JR
580 Academy Rd, Winnipeg, MB R3N 0E3, Canada

14. Additional Resources

For more information about cookies and online privacy, you may visit:

  • About Cookies: www.aboutcookies.org
  • All About Cookies: www.allaboutcookies.org
  • Office of the Privacy Commissioner of Canada: www.priv.gc.ca

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  • garzafred369@gmail.com
  • +1 204 336 7394
  • Winnipeg, MB, Canada

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