Back to Home

Privacy Policy

Last Updated: January 26, 2026

BUSINESS WEB APPS LTD ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use ExpenseFlow_apps and visit our website.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

  • Register for an account
  • Use our expense tracking and budget planning features
  • Contact us through our contact form
  • Subscribe to our newsletter or communications

This information may include:

  • Name and contact information (email address, phone number)
  • Account credentials
  • Financial data you enter (expense amounts, categories, budget information)
  • Communication preferences

1.2 Automatically Collected Information

When you access our website or use our application, we may automatically collect certain information, including:

  • Device information (IP address, browser type, operating system)
  • Usage data (pages visited, time spent, features used)
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide, maintain, and improve ExpenseFlow_apps services
  • To process and store your expense tracking and budget planning data
  • To generate visual charts, statistics, and financial insights
  • To respond to your inquiries and provide customer support
  • To send administrative information, updates, and security alerts
  • To analyze usage patterns and improve user experience
  • To detect, prevent, and address technical issues or fraudulent activity
  • To comply with legal obligations and enforce our terms

3. Data Storage and Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of data in transit and at rest
  • Regular security assessments and updates
  • Access controls and authentication mechanisms
  • Employee training on data protection practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • Service Providers: With trusted third-party service providers who assist us in operating our application and website, subject to confidentiality obligations
  • Legal Requirements: When required by law, legal process, or governmental request
  • Business Transfers: In connection with a merger, acquisition, or sale of assets, with advance notice to affected users
  • Protection of Rights: To protect the rights, property, or safety of BUSINESS WEB APPS LTD, our users, or others

5. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information
  • Data Portability: Request a copy of your data in a structured, machine-readable format
  • Objection: Object to certain processing of your information
  • Withdrawal of Consent: Withdraw consent where we rely on consent to process your information

To exercise these rights, please contact us using the information provided below.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can manage your cookie preferences through your browser settings. For more information, please see our Cookie Policy.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure that appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable data protection laws.

9. Children's Privacy

ExpenseFlow_apps is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of ExpenseFlow_apps after such changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

BUSINESS WEB APPS LTD

Email: garzafred369@gmail.com

Phone: +1 204 336 7394

Address:
7 Bell Yard, London, England, WC2A 2JR
580 Academy Rd, Winnipeg, MB R3N 0E3, Canada

12. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.